Axis Bank spicejet credit cards benefits and rewards 2023-2024 In this article we will discuss what are the features and benefits of Axis spice jet Credit card. Axis bank has recently launched a co–branded travel credit card with Spice Jet. That is spice jet Axis bank, credit card has two variants that is spice jet voyage credit card and Spice jet Axis bank voyage black credit card.
1) fees –
joining and renewal fee of spice jet axis bank voyage card Rs.750 plus taxes and joining and renewal fee of spice jet axis bank voyage black credit card Rs.2000 plus taxes.
2) Welcome benefits: –Â
Spice jet flight voucher form is available on both cards within 30 days after payment of welcome benefits Joining fee and after card issue.
– On voyage card you get Rs.1,500 spice jet Flight Voucher.
– On voyage black credit card you get Rs.4000 worth spice jet flight voucher. Clearly joining and renewal fees are recovered due to welcome benefits on both the cards.
– After the card is approved on both the cards, you get complementary spice membership.
– In which voyage card gets complimentary spice club sliver membership.
– Complimentary spice club Gold membership is available on Voyage black card.
– Renewal benefits are available on both the cards in spice club form. In which you get 1000 spice club points after paying renewal fee in voyage credit card. After paying renewal fee on voyage black credit card, you get 2000 spice club points. Due to this renewal benefit, the renewal fee of both the cards is not fully recovered.
3) Benefits–
a) Milestone benefits– Voyage credit card gets 2,000 spice club points on Rs.1 lakh annual spends.
– With Rs.2 lakh annual spends using voyage card, you get 3000 spice club points.
– Voyage black credit card gets Rs.2 lakhs annual spends 4000 spice club points. After achieving Rs.4 lakh annual spends, you get 6000 spice club points.
B) lounge benefits– only domestic airport lounge visits are available on both credit cards and no international airport lounge Visits. This includes a total of four complimentary domestic airport lounge visits on voyage credit card. Voyage black credit card offers eight complimentary domestic airport lounge visits.
C) Dining benefit: – Dining benefits are available on both these cards from Axis bank. It offers 20% discount on 4000 plus partner restaurants.
D) Spend base benefits– These benefits are available in spice club form on spice jet mobile or website for every RS.200 spends on voyage credit card you get 18 spice club points.
– Every Rs.200 spends on Voyage black credit card you get 28 Spice club points. Online food order, internment, bill payment, etc. Voyage credit card for every Rs.200 spends on spends you get six spice club points.
– You get 12 spice club points on every Rs.200 spends on voyage black credit card. You get three spice club points for every Rs.200 spends on domestic redial or international transactions. You get six spice club points on every Rs.200 spends on voyage black credit card .
4) Redemption of spice club points–
Axis Bank spicejet credit cards benefits and rewards 2023-2024Â You can redeem these points through spice jet mobile app or website on flight tickets, meal vouchers etc. One spice club point value is 50 paisa.
5) Returns of these cards –
Let’s take an example to calculate returns. In this example we are assuming that this person spends maximum spends on a spice jet and travels a lot on a spice jet.
a) voyage credit card – First, let us calculate the maximum return of a voyage credit card. In this we are assuming spends of Rs.17000 per month. RS.10000 of this spend is spent on spice jet mobile or website. From these spends he gets 900 spice club points. Rs.5000 to food order, bill payment, entertainment, etc. From the spends spent above, the person gets 150 spice club points. Remaining spends above RS.2000 spends.
From this he gets 30 spice club points. So in one month he gets 1080 spice club points above RS.7000 spends. 12,960 spice club points above RS.204000 spends in one year. Milestone benefits are also available. It gets 5000 spice club points. So get total spice club points 17960. The value of one spice club point is 50 paisa. Total spice club points earn Rs.8980. So Voyage credit card return is 4.4%
b) Voyage black credit card – Assuming RS.35000 per month spends. In this one person Spice jet spends Rs.20000 on mobile app or website. From this he gets 2800 spice club points.
This includes RS.10,000 food order, bill payment, entertainment, etc. Spends upwards. He gets 600 spice club points from these spends. Balance above Rs.5000 remaining spends. From this he gets 150 spice club points.
So in one month you get a total of 3,550 spice club points above RS.35000 spends. A total of 42,600 Spice club points are earned on a total RS.4,20,000 spends in one year. He also gets mile stone benefits through which he gets 10,000 Spice club points. So get total points 52,600 points in one year.
One spice club value is 50 paisa. So the value of these spice club points is Rs.26,300. So the return rate of Voyage black credit card is 6.26%.
6) Suggestion –
Axis Bank spicejet credit cards benefits and rewards 2023-2024Â So as you can see the maximum return of both the cards is very good. In real life you get a little less returns .
– If you are traveling through a spice jet, you can definitely consider this card. But you don’t get international lounge access visit on both these cards.
At least wanted to get international lounge access on voyage black credit card. If you get an international lounge access visit on both the cards, then both these cards would have become very well rounded travel cards.
– So overall this card is for those who do a lot of travel specially spice jet through. If you are considering these variables, spend a minimum of Rs.2 lakh on voyage credit card in one year and spend a minimum of Rs.4 lakh on voyage black credit card to get maximum benefits.
– If you are not traveling through a spice jet, you can ignore this card.