Standard Chartered Digismart credit card 2023-2024 Let us look at the information of standard chartered Digismart credit card. This credit card is very good because the benefits of this card is every good. Let’s see the eligibility, benefits, how to apply forthis card and the all information of this card.
Eligibility –
applicant age have to between 21 to 65 years. Minimum monthly income of applicant have to 50,000 rupees. The annual fee of this card is different from another card. Monthly annual charges are levied on this card. 49 rupees monthly annual charge please.
This charge can be waived. When you spend Rs.5000 or more using this credit card. For this card you have to furnish income proof. This card you can get card to card. You can also get an insurance policy against digismart credit card. If no credit card is the first of your hand, or you can apply for this insurance policy against the card .
Required Documents for the digismart credit card –
- Â In Identity Proof you have to need PAN Card, Passport, Govt. ID, Voter ID, Card etc.
- In the address Proof you have to need the Passport, Phone Bill, Electricity bill, Rent Agreement,Credit Card Statement. Any of these documents you can use as a address proof.
- Â Then need a one Passport Size Photograph
- Â If you salaried person then need month Salary Slip.
- Â If you self employed then need a income Tax Return of the previous year
- Â And also need a Previous year income tax return document for businessman
Benefits –
Standard Chartered Digismart credit card 2023-2024 On this card you don’t get any benefits like welcome benefits lounge axis. You don’t even get reward points on this card. This card is for those who spend a lot online. On this card you get discounts and offers of select partners bards.
If you spend on other than partner brands, you will not get any benefit’s. Let’s take a look at partner brands, card and what are the benefits of this card.
1 ) . Myntra –
If you use Digismart credit card on myntra, you get 20 percent discount. And there are no minimum spend criteria. You get a maximum discount of up to 700 rupees. You can use this benefit only once in a month. If you transact more than one on myntra, you will not get a discount.
2 ) . Zomato –
You can get Ten Percent Discount by using digismart credit card on zomato. There is no minimum spend criteria on this either. You can do five transactions monthly and get unto Rs 150 discount on each transaction.
3) . Grofers –
Grofers get discount on website or app. Apply digismart code on APP and get 10 percent discount. You can get a total of 1000 rupees discount on minimum spend and maximum spend. We will give you five transactions and discounts in a month.
4) . Inox –
On Inox you get offer of buy one get one free movie ticket. You can use this offer only for Saturday and Sunday. You can use maximum two transaction offers in a month. You can get discount up to a maximum of 200 rupees in a month.
5) . Yatra –
You can get discounts on flights and hotels by using digismart code promo code on Yatra. Using this card you get 20 percent discount on domestic flight and you get discount up to maximum up to rupees 750. There is no minimum amount transaction criteria on this. 250 rupees discount on top of domestic hotels. And so you can get maximum rupees 400 discount.
There is no minimum transaction criteria on this too. Get ten percent discount on International flights. Maximum up to Rs. The minimum amount in this transaction should be 2000 rupees to get the benefit. You can avail the benefits of domestic hotel, domestic fait once by using . digismart credit card on yatra.
6) .Ola –
You can get maximum 15 percent discount on ola using this credit card. And you can get a maximum benefit of 600 rupees in a month. This cashback is available on ola rides. You do not get cash back on auto and bike rides. You get benefits on these Partners brands.
There is no benefit to any other brand. If without this brand you would get benefits on amazon and flipkart then this credit card would be very good for online shopping.
7) .Bonus Benefits –
If you do 50 transactions of minimum up to rupees 500 through offline machine then you get 1000 rupees Inex Voucher. If you have ten Swipe ten, you get 500 rupees voucher. If you transact a minimum of 500 rupees five times a month offline, you get 10,000 vouchers.
But the condition is that you have to swipe a minimum of 500 rupees offline. When you do 15,10,5 transactions you get Inox voucher.
Important Information about the Standard Chartered Digismart credit card. –
Standard Chartered Digismart credit card 2023-2024 if a person spends on these brands, he can get a discount of up to 7 to 8 percent. This discount is extremely good. But if a person is not spending, if he is spending on utility bill, fuel transaction, insurance, Amazon, Flipkart then this card will get zero percent return to that person.
This is not a credit card for such a person, they should not use a forgotten credit card. If you are spending a lot on these partner brands and you are spending more then you are getting 3–4 percent return then you can get this card. You can get another credit card for the rest of the spends.
Over all this is a good credit card because with this card you get good benefits. No joining and annual fee but monthly you have to pay fifty rupees. Fifty rupees waive off when you spend 5000 rupees using this credit card. After add on card from the credit card when the card will be chi annual Fee Fifty rupees monthly pay. Add on card of this credit card is not free. T
his card shown above also when you are fifty rupees waive of when the 5000 spend monthly up to rupees. If you do not spend this much, you will have to pay monthly charge of fifty rupees.
Contactless payment facility is available with this credit card. Don’t buy fuel from digismart credit card because surcharge is not waived on it, you have to pay surcharge.